OTPIs a series of characters or numbers automatically generated to be used for one single login effort. OTP, One Time Passwords in total, may be transmitted to the user’s phone via SMS, Voice or Push message and can be used to protect web-based services, personal credentials, and information. OTP’s will minimize the chance of bogus login attempts and therefore the probability of stolen data. OTP’s come in all sizes and shapes, but always add an additional layer of authentication. The general idea of A One Time Password would be to add another layer of authentication so as to keep ahead of cybercrime and protect your business against devastating effects of fraud on your organization. The possibility of fraud is drastically reduced when the consumer does not only need to fill in his username and password something that he knows but also needs something that he has to complete the login. This ‘something’ can be the user’s phone. As a consequence, that you will need the user’s mobile number, but also reliable messaging channels.
OTP is an SMS message
Initially, most OTP’s were sent as SMS messages. Once the user Has started his login effort, filling in his username and the appropriate password, an SMS otp service is delivered to the phone connected to his accounts. The user then enters this code displayed on this phone in the login screen, finishing the authentication procedure.An alternative to a One Time Password through SMS is Voice. With Voice, the spoken password is obtained as a telephone call on the user’s cell phone. The password won’t be saved on the user’s telephone and Voice permits you to reach users with restricted sight. You may even implement Voice as a backup if your SMS isn’t delivered.
OTP is a Push Notification
The Two-factor Authentication procedure using One Time Passwords Through Push is like SMS OTP. In the login process to your online environment, an automatic generated code is delivered as a push notification to your Program in the user’s phone. Then the user needs to copy that code into the login screen to confirm his identity. This does mean you will require a dedicated app.OTP API authenticates new users, secures account logins, and protects mobile transactions with one click. Our 2FA solution builds consumer trust and raises your conversion rates across multiple channels.One-time passwords enhance Application security and handle user confirmation via SMS and Voice calls. With A 98% open rate, SMS is well known for its high visibility and reliability. By sending one-time passwords via SMS or Voice, you can accomplish your users wherever they are and decrease login frustrations. CM’s SMS Gateway API also allows you to ease one-time-passwords with customers worldwide.